Quick answer
Yes. Live bingo is legal in Montana for licensed for-profit businesses, nonprofits, retirement homes and senior centers, all overseen by the Department of Justice's Gambling Control Division. Players must be 18 for pay-to-play bingo. Real-money online bingo is not legal, and a 2025 law (SB 555) banned online sweepstakes casinos as of October 1, 2025.
| Charitable / hall bingo | Legal |
|---|---|
| Real-money online bingo | Not legal |
| Sweepstakes bingo sites | Banned |
| Tribal casino bingo | No |
| Minimum age | 18 (minors may play free bingo only) |
| Regulator | Montana Department of Justice, Gambling Control Division |
Is bingo legal in Montana?
Yes, and Montana does it differently from almost everywhere else. Live bingo is not limited to charities. For-profit businesses, nonprofits, retirement homes and senior citizen centers can all run pay-to-play bingo, under Title 23, Chapter 5, Part 4 of the Montana Code and rules enforced by the Gambling Control Division of the Department of Justice.
Bingo also turns up on Montana’s video gambling machines. The machines found in many bars can offer bingo, keno and poker games, and they are licensed under a separate part of the gambling code. This page focuses on live bingo with a caller.
How old do you have to be to play bingo in Montana?
You must be 18. Montana law (MCA 23-5-158) bars anyone under 18 from gambling, and the Gambling Control Division’s July 2026 bingo guidelines repeat that players in recurring live bingo and casino-night bingo must be 18.
There is one family-friendly exception: free bingo. If there is no entry fee and no required donation, it is not gambling, so kids can play at school bingo nights, community centers and brewery game nights. Free bingo also needs no license, permit, tax or recordkeeping.
Can you play online bingo for real money in Montana?
No. Montana has not authorized online casino games, and live bingo rules require players to be physically present to win. Any site offering cash bingo to Montanans is unlicensed.
Our online bingo guide covers free-play apps that stay on the right side of the law. If gambling is becoming a problem, call or text 1-800-GAMBLER.
Are sweepstakes bingo sites legal in Montana?
No. Montana became the first state to explicitly ban online sweepstakes casinos when Gov. Greg Gianforte signed SB 555 in May 2025. The law did not use the word “sweepstakes.” Instead, it widened the definition of illegal internet gambling to include online casinos played with any form of currency, which captures the dual-currency coin systems these sites use.
The ban took effect October 1, 2025, and knowingly violating it is a felony. Major operators withdrew from Montana in the second half of 2025. Our sweepstakes bingo explainer explains why other states have since followed.
Where can you play bingo in Montana?
Most live bingo in Montana is played inside licensed gaming businesses, alongside nonprofit games at lodges and veterans posts and members-only games at senior centers. We have not listed individual venues because we could not confirm current schedules from venue or state sources. Several tribal nations in Montana run casinos, but we could not verify a tribal bingo hall with current live sessions.
The Gambling Control Division can tell you which businesses hold a live bingo permit in your area.
How to run a bingo game in Montana
The process depends on who you are. All recurring live bingo uses standard 5×5 cards (other formats need approval), a $1 maximum per card, an $800 maximum per game, and no progressive pots.
- For-profit businesses need a gambling operator license (Form 5) and a live bingo permit (Form 25, $250). Payouts are capped at $3,000 per session, sessions must run at least two hours or 20 straight games, and proceeds are taxed at 1%, with the tax going to the local city or county.
- Nonprofits need the same operator license plus a permit (Form 25, $125). They may run gambling on no more than 60 days a year and are exempt from the bingo tax. Off-site games at another charity or a government event like a county fair are limited to 50 cents a card and $100 a prize.
- Retirement homes and long-term care facilities need a license if they charge to play, file Form 25 with no fee, and limit games to residents and guests.
- Senior citizen centers need no forms or fees, but games must be for members and guests and cannot be advertised commercially.
- Casino nights: a nonprofit can include bingo played with imitation money at one permitted casino night a year.
Planning a fundraiser? Our bingo fundraiser guide helps with pricing and prizes. Heading south? Compare the rules in Wyoming.
Frequently asked questions
How old do you have to be to play bingo in Montana?
18 for any bingo you pay to play. Montana's Gambling Control Division says minors may take part only in free bingo, where there is no entry fee and no donation required.
What are the bingo prize limits in Montana?
Cards cost no more than $1 each and a single game pays no more than $800. For-profit operators are capped at $3,000 in total payouts per session, or $5,000 for an approved special bingo session.
Can a bar run bingo in Montana?
Yes, with a gambling operator license and a $250 live bingo permit. Unlike most states, Montana lets for-profit businesses run live bingo and taxes the proceeds at 1%.
Are sweepstakes casinos legal in Montana?
No. SB 555, signed in May 2025, expanded Montana's definition of illegal internet gambling to cover online casinos played with any form of currency, which reaches the dual-currency sweepstakes model. It took effect October 1, 2025.
Can bingo be played at 3 a.m. in Montana?
Usually not. Unless a local ordinance allows it, no bingo may be played between 2 a.m. and 8 a.m.
Sources
Keep reading
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Sweepstakes Bingo Explained: How Gold Coins and Sweeps Coins Work, and Where It's Banned
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Bingo in Wyoming: Laws, Halls & Online Bingo (2026 Guide)
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